Personal Horseowners
This policy was designed to provide coverage for bodily injury or property damage to third parties caused by the insured's personally owned horse(s) when used for non-commercial purposes. Premium is due in full to begin coverage. This amount is fully earned, no refunds if cancelled. Prices are good for 1-5 horses. Extra horses are $40 each. Submit application and payment in full to begin coverage.
Occurrence Limit | Annual Limit | Annual Premium | $300,000 | $600,000 | $150 | $500,000 | $1,000,000 | $200 | $1,000,000 | $2,000,000 | $250 |
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Equine Commercial General Liability
This coverage is important if you perform any commercial equestrian activities such as boarding, instruction, training, breeding, horse sales, etc. Coverage can be extended to activities off premises such as a riding instructor or trainer who travels to clients' facilities but also works out of their own location. This coverage is designed to help protect you if you are sued by a third party due to property damage or bodily injury that occurred while involved in any of your covered equestrian exposures. Coverage is provided for defense fees and for claims for which you are legally liable up to the policy limits. Submit application for a quote. | |
Equine Professional Liability
Equine Professional Liability coverage can be added to a CGL Policy. This provides coverage for claims and defense fees resulting from any neglignet act, error or omission arising from your professional equestrian activities. Submit application for a quote. | |
Equestrian Day Camps
Commercial Liability Policy designed specifically for Equestrian Day Camps. Submit application for a quote. | |
Horse Drawn Vehicle Rides
Commercial Liability Policy designed specifically for Horse Drawn Vehicle Rides. Submit application for a quote. | |
Pony Rides
Commercial Liability Policy designed specifically for Pony Rides. Submit application for a quote. | |
Race Horse Owner's & Trainer's Commercial General Liability
Commercial Liability Policy designed specifically for Race Horse Owner's and Trainer's Commercial General Liability. Submit application for a quote. | |
Care, Custody & Control
This is legal liability coverage for horses entrusted to you by their owners. Consider this coverage if you board, train, or breed horses for others. If one of these horses is injured or dies while in your care and you are found negligent, this policy will provide coverage for the medical care or replacement cost of the horse up to the policy limits. Defense costs are also covered. Policy limits are on a per horse/per year basis. Trailering is automatically included for up to a 100-mile radius from your facility. Additional transit coverage for the continental U.S. and Canada is available. | |
Riding Clubs & Associations
This coverage is designed to provide Spectator Liability Coverage for member organizations and their public event days. This policy covers the legal defense cost when a las suit is made against your organization. If it is founnd that your club/organization is responsible for an injury or property damage, it covers the payment for those claims, settlements and judgements, less the deductible, up to the policy limits. No coverage is provided for participants, club members, or volunteers.
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Trail Rides
Commercial Liability Policy designed specifically for
Commercial Trail Rides. Submit application for a quote. Sorry No Beach Trail Rides Accepted. | |
Independent Horse Shows & Events
Liability coverage is available for single horse shows, clinics, or equestrian events. Coverage is provided for the actual event days and includes days for both set up and take down. | |
Dude Ranches
Commercial Liability Policy designed specifically for
Dude Ranches. Submit application for a quote. | |
